The Four C's of Business Credit
Companies rely on business creditworthiness to make critical choices, including whether: to sell to a business, lend to a business, lease equipment, increase a line of credit as well as many other decisions. To determine a business' creditworthiness a lender will investigate four areas of a company's credit report. more

Credit Cards for Building Credit
Many people get caught up in overusing their credit cards and amassing a large amount of debt. They continue to charge things that they can't afford to pay off when their monthly bills arrive. Consequently, their credit score suffers. When this happens, their credit rating no longer qualifies them for an unsecured credit card. more

Understanding Your Business Credit Report
Similar to an individual's personal credit score, business credit is used as a statement of the business' ability to pay back any debts. A typical business credit report provides a snapshot of a company's credit history, including how it pays its bills and manages other financial obligations. more

Building Business Credit
If your company is in the start-up phase you might have to rely on your personal credit to prove your creditworthiness. But, as your company grows, establishing a separate credit report for your business is very important. If you use personal money or credit scores to acquire funding for your business, you become personally liable for all your business debt. more

New Credit Card Rules
There are more new credit protections for consumers. On August 22, 2010, another group of new rules outlined by the Credit Card Accountability, Responsibility and Disclosure (CARD) Act will go into effect. For consumers who have credit card debt, these rules should help make it easier to repay debt without accumulating more debt as long as they use their credit responsibly. more

Get The Most From Your Credit Card
If you own a credit card it is important that you use it responsibly. When used correctly, credit cards are a great financial tool to build positive credit while also earning rewards. more

Credit Card Use of a Typical Consumer
Credit cards have become an important part of our economy. They give you the convenience of being able to buy things without the need for cash. Credit cards are a great way to build credit. more

Understanding Different Types of Credit Cards
There are many different types of credit cards and it is important to find a credit card that is best suited for your wants and needs. more

Top 5 Credit Card Mistakes to Avoid
Just about everyone has a credit card and it is important to use them responsibly. In an effort to avoid mishaps that can cause havoc on your finances and your credit score you should avoid making these common credit card mistakes. more

Credit Cards and Your Credit Score
Just about everyone has a credit card and as of January 2010 there were 609.8 million credit cards held by U.S. Consumers. more