Terms and Conditions

RepairYourCredit.com provides this internet web site and the services offered on it (collectively, the "Services") under the following terms and conditions of service and use (the "Terms"). Please read them carefully. You understand, agree and acknowledge that your use and the Services provided to you are exclusively governed by these Terms which cannot be modified by you. By accessing and using the Services, you agree that you have read and understand the Terms and that you agree to be bound by them, without limitation or qualification and that no signatures are required to implement the Terms. As used on this Web site, the terms "we", "us", or "our" refer to RepairYourCredit.com. "You" refers to all users of the web site. "Customers" refers to users who purchase any product or Service on RepairYourCredit.com, including without limitation listing their businesses for sale on the Web site. "Web site" refers to RepairYourCredit.com.

ADDITIONAL TERMS; MODIFICATIONS TO THE TERMS

RepairYourCredit.com may change the Terms from time to time without prior notification to you. Each time you access the web site you will be governed by the Terms then in effect. All of such changes will be posted on the RepairYourCredit.com web site. If you object to any such changes, your sole recourse shall be to cease using the Services. Continued use of the Services following any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes, without limitation or qualification. In addition, when using particular portions of the Services, you will be governed by additional terms which will appear when accessing such Services. All such additional terms are herein incorporated by reference. In the event of a conflict between such additional terms and these Terms, such additional terms shall govern when you access such Services.

MODIFICATIONS TO THE SERVICES

We reserve the right to modify or discontinue (temporarily or permanently) the Services (or any part thereof) with or without notice to you. We shall not be liable to you or any third party if we exercise our right to modify or discontinue the Services. If you object to any such changes, your sole recourse shall be to cease using the Services. Continued use of the Services following notice of any such changes shall indicate your acknowledgement of such changes and satisfaction with the Services as so modified.

PRIVACY

As part of the purchase process, customers will be asked to provide certain personal information to us. You acknowledge, consent and agree that RepairYourCredit.com may access, preserve, and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms; (c) respond to claims that any Content violates the rights of third-parties; (d) respond to your requests for customer service; (e) protect the rights, property, or personal safety of RepairYourCredit.com, its users and the public. All uses of such personal information will be in accordance with the provisions of our Privacy Policy.

User IDs and Passwords

Certain areas or features of this Web site are restricted to users who have obtained a user identification and password by completing a registration process described on this Web site. You are responsible for maintaining the confidentiality of your user name and password and for restricting access to your computer so others outside your business or household may not access RepairYourCredit.com using your name in whole or in part without our permission. If you believe someone has accessed RepairYourCredit.com using your user name and password without your authorization, e-mail us immediately at the address listed below.
WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO ADEQUATELY SAFEGUARD YOUR LISTING NUMBER, USER NAME AND/OR PASSWORD, OR TO OTHERWISE COMPLY WITH THIS SECTION.

YOUR RESPONSIBILITIES

In providing us with information during the purchase process, you agree to provide true, accurate, current and complete information as prompted and to maintain and update such information to keep it true, accurate, current and complete at all times. If any information you provide is untrue, inaccurate, not current or incomplete, or if we reasonably believe so, we may suspend or terminate your access to and use of the Services, and refuse to provide any current or future Services to you. You acknowledge that you are over 18 years of age or otherwise are of legal age to make a binding contract. You are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to and use of the Services and all charges related thereto. You agree and acknowledge that your use of the Web Site and Services is to advertise your own business for sale or to find information related to the purchase or potential purchase by you of a business listed on RepairYourCredit.com, and not to enhance, promote, or otherwise further a commercial enterprise of your own. Accordingly, you agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services or access or use the Services for any commercial purpose whatsoever other than as set forth above.

You agree not to use the Services to do any of the following:
- violate any local, state, national or international law
- stalk, harass or harm another individual or communicate with such individual after being advised to cease any such communcations;
- collect, harvest or store personal data.
- impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity; and
- interfere with or disrupt the Services or servers or networks connected to the RepairYourCredit.com Web site or the other Services, or disobey any requirements, procedures, policies or regulations of netweorks connected to the RepairYourCredit.com web site.

OUR SATISFACTION GUARANTEE

We are so confident in our system that if you use our System for 90 days and are not satisfied for any reason, we will gladly refund 100% of your purchase. In the unlikely event you are not satisfied, all we ask is that you provide copies of all letters and communication with the credit bureaus and your creditors showing that you have followed our steps outlined in the Complete System to Repair Your Credit and Boost Your Credit Score. You will also need to include your order number and receipt of purchase.

Mail to:
RepairYourCredit.com
260 Madison Avenue
8th floor
New York, NY 10016
REFUNDS
Please note that returns/refunds are not granted for the following criteria:

• Misunderstanding use of the Guide.
• Unwanted upon or after Purchase.

*Acrobat reader is required to download the Guide to Repairing Your Credit and Boosting Your Credit Score.

Products and Service Providers

Your correspondence or business dealings with, participation in promotions of, or purchase of goods and/or services from our partners, advertisers, service providers or sponsors found on or through the Services, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such partner(s), advertiser(s) or sponsor(s).

RepairYourCredit.com provides you with access to third-party providers solely for your convenience. Some of these Provider sites may be co-branded (i.e., bear the name and/or logo of both the Provider and RepairYourCredit.com). The provision of access to a Provider does not signify an endorsement by RepairYourCredit.com of the Provider's web site or the services offered by that Provider.

RepairYourCredit.com has no control over, does not review, and cannot be responsible for Provider web sites or the content on those sites. Your use of a Provider web site, or services will be subject to the Provider's terms of use and Provider's privacy policy. If you decide to use the services of a Provider, or if you decide to purchase a product from a Provider, any transaction between you and that Provider (including any agreement governing such a transaction) will be strictly between you and the Provider.

RepairYourCredit.com has no control over the Provider's obligations to you, and makes no representations or warranties with respect to the Provider's performance. It is your responsibility to take precautions to ensure that Provider web sites are free of viruses or other items of a destructive nature. YOU AGREE THAT RepairYourCredit.com WILL NOT BE RESPONSIBLE OR LIABLE FOR LOSS OR DAMAGE YOU MAY INCUR AS THE RESULT OF A TRANSACTION YOU ENTER INTO WITH A PROVIDER, ANY INFORMATION YOU PROVIDE TO A PROVIDER, A PROVIDER'S COMPLIANCE WITH LAW, OR A PROVIDER'S MISUSE OF YOUR INFORMATION.

EXTERNAL LINKS

Our provision of a link to any other Web site or location is for your convenience and does not signify our endorsement of such other Web site or location or its contents. Any concerns you may have regarding any external link should be directed to that link's Web site administrator or webmaster. RepairYourCredit.com SHALL NOT BE LIABLE FOR ANY INFORMATION, SOFTWARE, OR LINKS FOUND AY ANY OTHER WEB SITE, INTERNET LOCATION, OR SOURCE OF INFORMATION, OR FOR YOUR USE OF SUCH INFORMATION.

NO SPAM

We do not condone or allow spam. We prohibit you from using the Services to promote your own Web site or any business, product or service through the sending of unsolicited email. We reserve the right to investigate and terminate your rights under this Agreement.

USE AND STORAGE

You acknowledge and agree that we may establish general practices and limits concerning use of the Services, including, without limitation the maximum number of days that information, data, account history or other uploaded Content will be retained by the Services and the maximum number of times (and the maximum duration for which) you may access the Services in a given period of time.

TERMINATION

You agree that we, in our sole discretion, may terminate your password, for any reason or no reason, with or without notice and effective immediately, including, without limitation, if we believe that you have violated or acted inconsistently with the letter or spirit of the Terms. You acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Services. FURTHER, YOU AGREE THAT WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE SERVICES. You may discontinue your participation in and access to the Services at any time.

DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE SERVICES.
WE MAKE NO WARRANTY THAT (A) THE SERVICES WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; (B) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE; (C) THE ACCURACY, RELIABILITY OR QUALITY OF ANY INFORMATION, PRODUCTS, SERVICES OR OTHER MATERIAL OBTAINED THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS; (D) DEFECTS IN THE SERVICES WILL BE CORRECTED; OR (E) THE RepairYourCredit.com WEB SITE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR INFORMATION DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM(S) OR FOR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR INFORMATION. WE DO NOT CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES OFFERED BY THIRD PARTIES, AND WE MAKE NO WARRANTY REGARDING ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH THE SERVICES OR ANY TRANSACTIONS ENTERED INTO THROUGH OR AS THE RESULT OF THE SERVICES.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM RepairYourCredit.com OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE FULLEST EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL RepairYourCredit.com OR ITS OFFICERS, EMPLOYEES, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SUCH PARTIES WERE ADVISED OF, KNEW OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OR INABILITY TO USE THE SERVICES OR WEB SITE.

EXCLUSIONS AND LIMITATIONS

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations and disclaimers may not apply to you. To the extent that we may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of our liability shall be the minimum permitted under such applicable law.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless RepairYourCredit.com, its parents, subsidiaries, affiliates, officers, directors, co-branders or other partners, employees, consultants and agents from and against any and all third-party claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from (1) any information or content that you (or anyone using your account) submits, posts, or transmits through the Services, (2) you (or anyone using your account's) use of the Services; (3) your (or anyone using your account's) violation of these Terms, (4) your (or anyone using your account's) violation of any rights of any other person or entity or (5) any viruses, trojan horses, worms, time bombs, cancel bots or other similar harmful or deleterious programming routines input by you into the RepairYourCredit.com Web site or other Services.

TRADEMARKS

Certain of the names, logos, and other materials displayed on the RepairYourCredit.com Web site and in and through the Services constitute trademarks, trade names, service marks or logos ("Marks") of RepairYourCredit.com or other entities. You are not authorized to use any such Marks. Ownership of all such Marks and the goodwill associated therewith remains with us or those other entities.

COPYRIGHTS; RESTRICTIONS ON USE

The content of the Services, including without limitation, text, software, music, sound, photos, graphics, video, page layout and design and other material contained in the Services or information presented through the Services by RepairYourCredit.com or its licensors is copyrighted by RepairYourCredit.com and/or its licensors under United States and international copyright laws, is subject to other intellectual property and proprietary rights and laws, including trademark and patent laws, and is owned by RepairYourCredit.com or its licensors. The Content may not be copied, modified, reproduced, republished, uploaded, posted, transmitted, sold, offered for sale, or redistributed in any way without the prior written permission of RepairYourCredit.com and our applicable licensors. You must abide by all copyright notices, information, or restrictions contained in or attached to any Content. You acknowledge and agree that the Service and any necessary software used in connection with the Service contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by RepairYourCredit.com or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the software, in whole or in part. RepairYourCredit.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the software. You agree not to modify the software in any manner or form, or to use modified versions of the software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by RepairYourCredit.com for use in accessing the Service.

LICENSE

By posting, inputting or otherwise submitting information to our web site, you are representing you are the rightful owner of such information and are granting us the right, license and privilege to use such information or data in any way we deem appropriate. You hereby grant to RepairYourCredit.com and its successors and assigns, a worldwide, perpetual, irrevocable, royalty-free, sublicenseable right, in any media now know or currently known, to exercise all copyright and other intellectual property rights with respect to the content you provide to use to be published on the RepairYourCredit.com Web site or on or through the Services or otherwise through the Services, to use, distribute, display, reproduce, modify and create derivative works from such material, in any and all media, in any manner, in whole or in part, without any duty to account to you. In the event of any unlawful copying of our Web Site, you hereby agree to assign the copyright to your content and to execute any and all documents with respect thereto.

MISCELLANEOUS

The Terms constitute the entire and exclusive and final statement of the agreement between you and RepairYourCredit.com with respect to the subject matter hereof, and govern your use of the Services, superseding any prior agreements or negotiations between you and RepairYourCredit.com with respect to the subject matter hereof. The Terms and the relationship between you and RepairYourCredit.com shall be governed by the laws of the State of New York as applied to agreements made, entered into and performed entirely in New York by New York residents, notwithstanding your actual place of residence. All lawsuits arising out of the Terms or out of your use of the Services shall be brought in the Federal or state courts having jurisdiction over New York County, New York and you hereby irrevocably submit to the exclusive personal jurisdiction of such courts for such purpose. Service of Process in any such action may be effected either by certified mail, return receipt requested or by recognized national private carrier where you or your authorized agent accept delivery of such service of process. Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and that the other provisions of the Terms remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the Terms are for convenience only and have no legal or contractual effect.

VIOLATIONS

Please report any violations of the Terms to us at info@RepairYourCredit.com.